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Rates

SharedBranchFees LoanRates AcctRates CertificateRates Fees

Effective as of: 01/18/2024
TypeTermAPRNotes
Share Secured48 Months4.99%
New Automobile, Van, Truck36 to 84 Months5.29%-17.50%100% Financing, Inc.Tax Fico/Term Decisioning
Used Automobile, Van, Truck36 to 84 Months5.29%-17.50%100% Financing, Inc.Tax Fico/Term Decisioning
New/Used Motorcycle48 to 120 Months6.25% to 11.00%80% Financing, Up to 10 years old
New/Used Motorhome, Travel Trailer48 to 120 Months6.25% to 11.00%80% Financing, Up to 10 years old
New/Used Boats48 to 120 Months6.25% to 11.00%80% Financing, Up to 10 years old
Signature36 to 60 Months8.00% to 18.00%Up to $15,000, 60 months over 10K borrowed
Visa SecuredRanges from13.80%-15.80%*Up to $5,000, with a $20.00 Annual Fee
Visa GoldRanges from8.80%-15.80%Up to $15,000 Plan A,B No Annual Fee, Plan C,D Annual Fee 20.00. APR will be based on your credit worthiness.
Visa Gold Intro RatesRanges from0.00%-8.99%Intro rates on Plan A,B for 12 mo. Plan C,D for 6 months
After Intro rates term, your rate will default to regular rate you qualified for.
Home Equity Line of CreditTerms from 15 to 20 yearsRates start at Prime, discounted by FICOBorrow up to 400K, 80% LTV
First Trust Deed MortgagesCall 866-898-1818 or apply online today*Inquire for current ratesLoans are processed with a third party, loans kept at Capstone FCU
Note: Rate range.*Rates are quoted in a range and based on a variety of factors,
Floor RateThe floor rate on all loans is between 2.50% APR and 10.20%APR. Home Equity loan products floor limit is 4.00%APR. Promotional loans are exempt from this.
APR = Annual Percentage Rate
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