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Rates

Loan Rates Share Rates Certificate Rates Fees and Charges

Effective as of: 12/15/2016
SCHEDULE OF FEES AND CHARGES
ACH
ACH Stop Payment Fee, Each Occurance25.00
Debits reversed/returned due to insufficient funds33.00
DEBIT (MasterMoney Card)
Replacement Card (Each), Reissue or Lost/Stolen (each)10.00
PIN Re-Order5.00
Overdraft Fee Charge33.00
ATM Deposit Returned Item Fee, per item30.00
ATM Deposit Adjustment Fee, per item (key in errors, empty envelopes)10.00
Express Card Order(2 day RUSH)25.00
CREDIT CARDS (VISA)
Annual FeePlan A,B No Charge, Plan C,D 20.00 Annual Fee
Cash Advance Fee(1% of amount advanced) Minimum $1.0010.00
Late Fee25.00
Replacement Card(Each)10.00
Lost Card Processing Fee20.00
Express Card Fee25.00
SHARE ACCOUNT (Savings)
Membership Fee(Each Primary Accounts)5.00
Cashier's Checks10.00
Returned Mail with no return address10.00
Levies, i.e. Child Support, IRS, EDD, Liens35.00
CHECKING SHARE DRAFT
Automatic Overdraft from eligible account5.00 Each
Copies of Checks (online)FREE
Copies of Checks (CU assisted)5.00 Each
Temporary Checks (10 pack)5.00
Stop Payment Request (Good for 6 months)25.00
Overdraft Fee (Paid or Returned)33.00 Each
Assisted Account Balancing50.00 per hour
Account Research50.00 per hour
Collection Item (Foreign or Domestic)35.00
Returned Deposited Item Fee30.00
Other Services/Fees
Bill Pay ServiceNo Charge
Dormant/Inactive Fee (Monthly)10.00
Wire - Incoming5.00/Payroll Free
Wire - Domestic25.00
Wire - International45.00
Statement Copy Fee5.00 Each
Fed Ex (2 Business Day)35.00 (No Saturday Delivery)
Merchant Collection Item Fee45.00
Verification of Depost (VOD's) by lender10.00
Beneficiary Demand/Update35.00
Loan Modification Fee (No Advance Requirement)50.00
ReConveyance Fee (Mortgages)125.00
Lien Satisfied5.00
Skip Payment Fee (CFCU Loans Only)45.00 (CFCU loans must be current, only 2 times over life of loan. TDR's or loans with extentions are not available
Returned Check Fee on loan payments30.00
Notary Fees
CFCU Document No Charge
CFCU Member Document 15.00 per Signature
CFCU Non Members15.00 per Signature
Record Retrieval
Microfiche copy of statement (each)5.00
Money Orders
Money Orders (Up to $1,000.00)5.00
Cashiers Checks
Cash or from funds on deposit with CFCU10.00
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