Shared Branch Fees
Effective as of: 01/01/2023
ALL FEES SUBJECT TO CHANGE WITHOUT NOTICE
| Shared Branch Fees | |
|---|---|
| Transaction History – $2.00 | |
| Cash Withdrawals – $2.00 (CFCU member) | Guest members $1,000 maximum per day |
| Check Withdrawals – $2.00 (CFCU member) | Guest member $25,000 maximum per day |
| Cashier’s Check – $10.00 each | Guest member $ 25,000 maximum per day |
| Money Order – $5.00 For UNDER 1,000.00 | |
| Deposits: FREE | |
| Payments: FREE | |
| Transfers: $2.00 | |
| Notary $15.00 per signature (State Law) | |
| No Coin Services | |
| Special Purchases: $2.00 each | Movie Tickets, Sees Candy Certificates, Photocopies |
| Postage Stamps at cost | |
| Returned Check (deposit or payment item) |
When you visit as a “Guest Member” at other Shared Branch locations, please view posted Fee Schedule in addition to CU Fees
Loan Rates
Effective as of: 01/18/2024
*APR = Annual Percentage Rate
Rate Range: *Rates are quoted in a range and based on a
variety of factors.
Floor Rate: The floor rate on all loans is between 2.50% APR and
10.20% APR. Home Equity loan products floor limit is 3.50%
Account Rates
Effective as of: 01/18/2024
| Share Accounts | APR | APY | Notes |
|---|---|---|---|
| Regular Shares (Savings) | 0.07% | 0.07% | Minimum = $25 |
| Kirby Kangaroo Club (Kids Savings) | 0.07% | 0.07% | Minimum = $1. |
| CU Succeed (Teen Savings) | 0.07% | 0.07% | Minimum = $1. |
| Christmas Club | 0.09% | 0.09% | Minimum = $1. |
| Money Market-Tier I | 1.20% | 1.21% | Minimum = $2,000 |
| Money Market-Tier II | 1.25% | 1.26% | Minimum = $20,000 |
| Money Market-Tier III | 1.30% | 1.31% | Minimum = $75,000 |
| IRA Shares | 0.10% | 0.10% | |
| Regular Share Draft | 0.000% | 0.000 | Minimum=$1. |
*A substantial penalty shall be imposed if Certificate funds other than dividends are withdrawn before the maturity date.
Fees or other conditions could reduce earnings. All rates are subject to change weekly.
For purposes of this disclosure, the Dividend Rates and APYs were offered within the most recent seven calendar dates and were accurate as of the date shown above.
Please call (949) 716-5746 to obtain current rate information.
Certificate Rates
Effective as of: 01/30/2024
| Terms | Dividend Rate | APY | Notes |
|---|---|---|---|
| 90 to 179 Days | 1.35% | 1.36% | Minimum = $1,000 |
| 180 to 364 Days | 1.90% | 1.92% | Minimum = $1,000 |
| 1 Year* | 3.93% | 4.00% | Minimum = $1,000 |
| 1.5 Years | 2.20% | 2.22% | Minimum = $1,000 |
| 2 Years | 2.30% | 2.32% | Minimum = $1,000 |
| 2.5 Years | 2.40% | 2.43% | Minimum = $1,000 |
| 3 Years** | 2.50% | 2.53% | Minimum = $1,000 |
| 4 Years** | 2.50% | 2.53% | Minimum = $1,000 |
| 5 Years** | 2.50% | 2.53% | Minimum = $1,000 |
APR = Annual Percentage Rate / APY= Annual Percentage Yield Dividend Rate = Rate that is paid on certicate on a daily basis
*A substantial penalty shall be imposed if Certificate funds other than dividends are withdrawn before the maturity date.
Fees or other conditions could reduce earnings. All rates are subject to change weekly.
For purposes of this disclosure, the Dividend Rates and APYs were offered within the most recent seven calendar dates and were accurate as of the date shown above.
Please call (949) 716-5746 to obtain current rate information.
Fees
Effective as of: 01/01/2024